Get to know Intra Asia Insurance
Profile
Intra Asia Insurance is general insurance headquartered in Jakarta. This insurance was established in 1988. PT. Intra Asia Insurance was originally named PT. Marannu Mario Insurance which was established in 1988 by Haji Andi Sose with authorized capital and paid up capital of Rp. 1.5 billion.
In 1999, PT. Intra Asia Corpora bought all shares owned by Haji Andi Sose and the company name was changed to PT. Asuransi Intra Asia. These changes were made on July 27, 1999, the date of the establishment of PT Asuransi Intra Asia. The purchase of these shares was accompanied by an increase in authorized capital and paid up capital, respectively to Rp. 72 billion and Rp. 18 billion.
In 2003, paid up capital of PT. Intra Asia Insurance increased to Rp. 33.6 billion so that the composition of PT. Intra Asia Corpora became 97.77% and the remainder by the Employee Cooperative of PT. Jasindo is 2.23%.
In 2004 in accordance with the Minutes of Meeting No. 71 dated 26 February 2004, the paid up capital of PT. Asuransi Intra Asia was again increased to Rp. 36.1 billion, which made the composition of share ownership change to PT. Intra Asia Corpora of 97.92% and PT. Jasindo at 2.08%
On May 26, 2010 PT. Asuransi Intra Asia has increased the paid up capital of Rp. 50 billion, so the total paid-up capital / placement will be Rp. 87.155 billion and the company's equity to 79.5 billion. The additional paid in capital was approved at the EGMS on June 16, 2010 by Notary Elly Halida, SH.
Product
Fire insurance
Motor Vehicle Insurance
Liability Insurance
Goods or cargo shipping insurance
Health Insurance
Boat Frame Insurance
Suretyship / Bonding Insurance
Engineering Insurance
Fire insurance
Fire Insurance is one of the superior products from Intra Asia Insurance. Is an insurance product that guarantees the risk of loss or damage to the insured property against the risk guaranteed in the Indonesian Fire Insurance Standard Policy.
There are 2 types of fire insurance that can be chosen by the insured:
FLEXAS: Financial protection for property that is affected by fire, lightning, explosion, explosion or crashed aircraft (Aircraft), smoke.
Property / Industry All Risk (PAR / IAR): Guarantees almost all risk of losses such as: Riots, Strikes, Riots, Earthquakes, Volcanic Eruptions, Tsunamis, Floods, Longsong Land, Typhoon, Typhoon, Vehicle Hit, and Theft.
His market specializations are: Apartments & Condos, Modern Shopping Malls & Complexes, Offices, Hotels, Hospitals, Universities, Colossians, Publishing & Printing Newspapers, Water Transportation, Railways and air transportation, telecommunications companies, video or television broadcast studios, factories, the pulp & paper industry, the steel & metal industry, the tobacco industry, coal mining, food and beverage factories, motor vehicle factories, cement factories, and other factories that have risks.
Motor Vehicle Insurance
With the increasing number of motorized vehicles on the road, the more risk our vehicles are experiencing damage / loss. By guaranteeing our motor vehicles to use insurance, the risk of vehicles experienced can be mitigated.
Intra Asia Insurance has 2 types, namely:
- Comprehensive: Ensures the vehicle from damage / loss caused by Fire, Lightning Strike, Losses due to accidents during the ferry crossing by Ferria or other official crossing equipment under the supervision of the Director General of Land Transportation, Collision or impact or overturned or overturned from the road, evil deeds others, and Theft includes violent theft.
- Total Loss Only:
Actual Total Loss:
Damage or loss due to lost or stolen and not found within 60 (sixty) days of the theft of the insured Motorized Vehicle.
Constructive Total Loss:
damage or loss whose repair costs are estimated to be equal to or more than 75% (seventy-five percent) of the actual price of the Motorized Vehicle if repaired.
Intra Asia Insurance provides extended warranties to cover motor vehicles from floods including typhoons, earthquakes, tsunamis, riots and riots (RSCC), Terrorism and Sabotage, Legal Responsibilities of Third Parties, PA Drivers and Passengers, Legal Responsibility towards Passengers (PLL).
Liability Insurance
Liability Insurance is one of Intra Asia Insurance's expertise. Some Intra Asia Insurance products are:
- Public Liability / Comprehensive General Liability (CGL):
Ensure legal liability to third parties in the event of Personal Injury and or Property Damage that occurs during the policy period caused by an event or event in connection with the business or activity of the insured including legal costs related to these matters.
- Workmen's Compensation Insurance (WCI):
Is a labor insurance that provides protection with a scale of benefits greater than Jamsostek / BPJS Employment, benefit scale can be adjusted to the company's ability to provide "comfort" to the workforce.
- Employers Liability Insurance (ELI)
Is the Legal Responsibility of Employers (Employers) against Workers (employees) in connection with work accidents (bodily injury) or disease (disease) caused by negligence of the employer in providing safety standards that should be provided or required by law or regulation applicable.
The Legal Responsibility of Employers (Employers Liability) in this case is beyond compensation from Jamsostek, Workmen Compensation, Personal Accident which is the right of the Workers.
- Automobile Liability Insurance:
As an extended guarantee (extended clauses) of the Comprehensive General Liability (CGL) policy, it can also be issued as an extended guarantee from the Motor Vehicle Insurance Policy (PSAKBI), or it can also be issued separately (stand-alone).
The Automobile Liability policy guarantees the legal liability of the insured for:
(1) damage to property;
(2) medical expenses, bodily injury and or death; (including legal fees or legal fees or expert assistance) suffered by:
§ Third parties (other than passengers, and family or company management if the Insured is a legal entity)
§ Passenger / PLL
The combination of Point A, B, C and D is generally called Combine Liability Insurance (CLI) but excludes Product Liability.
Freight / Cargo Insurance
Intra Asia Insurance exists to provide insurance against fire, ship / sinking, unloading goods at the port, jettison disposal, sea wave goods, theft, robbery, to other accidents for companies or individuals engaged in the field of exports, imports or businesses in the field of trade and industry that want to send their goods transported by land, sea or air. The 3 special guarantees in this insurance are:
Coal Clauses Institute
Insurance guarantee on coal transportation which generally uses barges and tug boats in Indonesian waters or using bulk carriers abroad.
Bulk Oil Clauses Institute
Guaranteed oil insurance insurance such as diesel, premium, palm oil (CPO) other liquid minerals that use tankers. This clause guarantees Leaks from connecting pipes during "loading, transshipment or discharge" and contamination caused by bad weather
Frozen Food / Meat Clauses Institute
Insurance guarantee for transporting frozen food or meat such as ice cream, cheese, meat, fish and other processed foods that use reefer containers. This clause guarantees losses due to malfunctioning of the engine temperature container.
Health Insurance
Is a new product from Intra Asia Insurance. The market segment is the Company which certainly considers employees to be useful and important assets. The advantages of this health insurance called IntraHealth are:
- Tailor Made: Adjustment of benefits according to the needs and abilities of the company.
- Freedom in choosing a hospital: Participants can choose the hospital according to their wishes wherever they are.
- Freedom of choice of General Practitioner and Specialist Doctor: Participants are free to use the services of General Practitioner and Specialist Doctor.
- Health Protection for 24 Hours
- BPJS Coordination of Benefits (COB): Participants can coordinate benefits between commercial insurance and BPJS.
- Easy claim administration: Maximum of 10 working days depending on document requirements
- Ad Medika Provider Network: supported by Ad Medika service providers who have provided extensive and experienced health services.
With the Inpatient, Outpatient, Dental Care, Maternity Care, Special Service Guarantee (Glasses) program, and supported by Doctors, Marketing, Actuaries, and Operational Employees as well as competitive premiums, IntraHealth can become a business partner that can guarantee the health of employees company.
Marine Hull Insurance
Companies or individuals who have interests as the owner and / or operator of the ship and the parties concerned with the financing provided do not need to worry about the ship's frame and its machinery and equipment from the risk of sinking, accidents, fire, explosion, violence, theft by people from outside the ship, piracy, earthquakes, volcanic eruptions, lightning, or boiler damage to engines or ship hulls, because Intra Asia Insurance can guarantee these things with its Skeletal Insurance. With this insurance the ship owner can do business in peace.
Suretyship / Bonding
In this insurance there will be three parties who have an interest:
First Party: Referred to as Surety, which is insurance that issues guarantees for the interests or requests of the second party.
Second Party: Called as Principal, i.e. the party bound to fulfill an obligation that has been determined or promised by a third party.
Third Party: Called Obligee, which is a party that has a project or work to be done by a second party.
With the existence of a bonding, if the agreement has been agreed upon by the principal and the obligee but the principal defaults in completing its obligations to the obligee, the surety will replace the fee. What can be guaranteed in a Surety Bond are Bid Bonds, Performance Bonds, Advance Payment Bonds and Maintenance Bonds. Intra Asia Insurance which has flight hours at corporations and cooperation with State-Owned Enterprises has the ability, knowledge and skills to handle this guarantee.
Engineering Insurance:
The company owner, creditor, tenant, and owner's authority in the modern shopping industry, heavy industry, office buildings, commercial buildings, and power plants, can calmly conduct their business by guaranteeing the object of coverage that has been reviewed by the contractor / engineering to Intra Asia Insurance which will guarantee building construction projects, roads, bridges, installation / installation of machinery, and various types of machinery and cancellation of utilities during operation.
In addition to the superior products above, Intra Asia Insurance also has other products such as:
Money Insurance: insurance for financial institutions both banks or other financial institutions. Providing guarantees for damages experienced by the insured during shipping (Cash in Transit), in storage in a safe / treasure / vault (Cash in Safe), in a cashier box (Cash in Cashier Box) or in an ATM machine (Cash in ATM) ).
Personal Accident Insurance: provides compensation for individuals and their families in the event of a personal accident. What can be insured is the inability of policyholders or the insured to carry out daily activities and medical expenses due to an accident.
0 Response to "Get to know Intra Asia Insurance"
Post a Comment